The consumer asset form covers the asset, the loan and the applicant. There's no business section and no guarantors.
Start one
Go to the Applications tab.
Select New Application.
Choose Consumer asset as the Application Type.
The form opens down the middle of the screen, with the lender panel on the right.
What the form asks for
Work down the form in this order:
Asset - purchase price, asset type, type of sale, and the vehicle itself, found by search or entered by hand - see Search for an asset by VIN, rego or BIN
Loan details - deposit, trade-in, any payout, term in months, balloon, brokerage and origination fee
Applicant - residency, address history, living arrangements, dependants, assets and liabilities
Employment - the applicant's employer details
Income and expenses - the applicant's income and living expenses
Other Documents - anything the lender asks for that Financeable doesn't pull in - see Upload supporting documents
The lender panel re-matches as you fill in the form - see Understand lender matching.
Checks to run
Get signed privacy consent first - see Send privacy consent. Then run what the lender needs:
A credit check on the applicant - see Run an individual credit check
Bank statements - see Review bank statements
ID verification - see Complete ID and privacy verification
A PPSR check on the asset - see Run a PPSR check
Before you submit
Consumer deals need the Customer disclosure document at submission. Send it with Send disclosure on the lender panel - see Understand lender matching.
Then check the lender's required fields are complete - see Required fields in an application.