Run an Equifax check on a consumer applicant, or on each guarantor on a commercial deal.
Before you start - Have signed privacy consent from the person, and complete their assets and liabilities first - see Send privacy consent.
Run it
Open the application.
Go to the applicant or guarantor.
Select the credit check.
Choose Equifax basic report, or Equifax with Onescore report to include the Onescore result.
The report loads into that person's section.
What the report shows
The credit score, and the score types Equifax returns
The key contributing factors
Highlights from the credit file, including how long it has been open
On a commercial deal, run a check on each guarantor the lender asks for.
Who can do this: anyone with the Services → Equifax basic report or Services → Equifax with Onescore report permission. Staff without credit accreditation shouldn't have either - see Set user permissions. Each report is charged - see Set up billing and payment.