The unsecured consumer form is the consumer form without the asset section.
Start one
Go to the Applications tab.
Select New Application.
Choose Unsecured consumer loan as the Application Type.
The form opens with the lender panel on the right.
What the form asks for
Loan details - the amount and term, with brokerage and origination fee
Applicant - residency, address history, living arrangements, dependants, assets and liabilities
Employment - the applicant's employer details
Income and expenses - the applicant's income and living expenses
Other Documents - anything the lender asks for that Financeable doesn't pull in - see Upload supporting documents
Checks to run
Get signed privacy consent first - see Send privacy consent. Then:
A credit check on the applicant - see Run an individual credit check
Bank statements - see Review bank statements
ID verification - see Complete ID and privacy verification
There's no asset, so there's no asset search, valuation or PPSR check.
Before you submit
As with any consumer deal, send the Customer disclosure with Send disclosure on the lender panel - see Understand lender matching. Then check the lender's required fields - see Required fields in an application.
